Insurance Inspections

One key aspect of finding an affordable solution to your storm damage is coordinating your roofing insurance claim with your roofing contractor. When you select Apex Roofing, we'll be with you throughout the entire process.

PROTECTING YOUR BUSINESS EVERY DAY

Roof Damage Insurance Claim Assistance

There are roofing companies in Texas that would leave you to sort out the insurance process yourself, which only adds to the stress of repairing or replacing a roof. At Apex Roofing, our empathetic team understands that assisting you with your insurance claim will help you rest better at night and give you peace of mind. We'll provide an experienced roofing expert to thoroughly assess and document the damage to your Georgetown roof. Many homeowners have a difficult time trying to figure out which parts of the roof to include in their claim report. As part of our roof damage insurance claim assistance, we'll outline what is applicable to your report. We'll also supply an estimate for repairs or replacement so that you can share it with your insurance adjuster. Once your insurance approves the claim, we'll swiftly provide the repairs needed to get your rooftop back into shape. Our Georgetown, TX, roof inspections leave no damage unnoticed or ignored.

roof painting
INSURANCE INSPECTION PROCESS

Hail Damage Roof Insurance Claims

The deadline to file a claim with your insurance is 4/13/2022, with no extensions. Call Apex Roofing for your free Georgetown roof inspection first, then notify your insurance immediately afterward with the results. Call or email today to get on our inspection list

The full process of your roof's inspection and repair process can be summarized as follows: 

  • Initial roof inspection in Georgetown, TX, which will be at no cost to you if related to storm damage
  • Insurance company contacted by the homeowner; Apex Roofing will be present should you provide sufficient advance notice to us to meet with your adjuster
  • Roof Claim approved or denied by the adjuster
  • Choosing Apex Roofing as your Georgetown, TX, roofing contractor will get your project started as soon as possible
  • First check (ACV) received from insurance company to homeowner (note, if there is a mortgage on the structure, it will typically need to be endorsed by your lender)
  • Roof installation scheduled, materials delivered, and notice is given of when other work such as screens, etc., will be performed and completed
  • Payment to contractor: pay roofing costs in full at contract, or first ACV check plus deductible balance/uninsured upgrades, is due the day the roof is installed. Roof payment is paid separately from all other work performed.
  • Final invoice from Apex is provided to the insurance company by the homeowner
  • Second check (RCV) issued to the homeowner
  • Final payment delivered to Apex by the homeowner (or per your payment option); warranties on materials will be provided from the manufacturer in about six weeks
Texas Consumers

New Roofing Insurance Laws

Knowing your rights as a homeowner is important. A new Texas law (HB 2102) has gone into effect as of 9/1/19 that requires homeowners to pay the full insurance deductible they agreed upon in their property insurance policy. A new law also makes it a Class B misdemeanor (punishable by a jail sentence of up to 180 days + $2,000 fine) if a contractor pays, waives, absorbs, rebates, credits, or otherwise declines to charge or collect a deductible. This new law helps protect consumers from practices that some less-reputable contractors employed which often involved cutting corners on a customer's roof. Apex Roofing has been around for generations, always operating under the law to deliver the best possible roofing systems in Texas and beyond, which is why we want to educate every homeowner possible regarding their rights.

Roof Inspection

Full-Service Roof Inspections in Georgetown, TX

As a full-service roofing contractor, Apex Roofing is set to deploy a team of roofing experts to address any need you may have. Whether that's inspecting a leaking roof that could need a few repairs or cataloging a damaged system that needs to be totally replaced, our residential and commercial roofing specialists are standing by. Give us a call or contact us online today, and don't let what seems like "just a little water" turn into a hazard to your home's safety.