Insurance Inspections

One key aspect of finding an affordable solution to your storm damage is coordinating your roofing insurance claim. APEX Roofing will be with you throughout the entire process.
PROTECTING YOUR BUSINESS EVERY DAY

Roof Damage Insurance Claim Assistance

There are many roofing professionals that would leave you to sort out the insurance process yourself, but at APEX Roofing our courteous team is happy to help you with claim assistance. We’ll provide an experienced roofing expert to thoroughly assess and document the damage to your roof. Many homeowners have a difficult time trying to figure out which parts of the roof to include in their claim report. As part of our roof damage insurance claim assistance, we will outline what is applicable to your report. We will also supply an estimate for repairs (or replacement, if needed) that you can share with your insurance adjuster. Once your insurance approves the claim, we’ll gladly provide the repairs needed to get your rooftop back in great shape! In Georgetown, TX, APEX Roofing is Redefining the Roofing Experience!

INSURANCE INSPECTION PROCESS

A summary of the processes that will happen on your project is listed below:

  • Initial Roof Inspection (No cost to you if related to storm damage)
  • Insurance company contacted by homeowner
  • Roof inspection by Insurance Adjuster (APEX will be there if enough notice is given)
  • Roof Claim approved or denied by Adjuster - Choose your contractor. APEX will get your project slated to start as soon as possible
  • First Check (ACV) received from insurance company to homeowner (Please note, If there is a mortgage, in most cases it will need to be endorsed by lender)
  • Roof Installation scheduled, materials delivered, and notice given of when other work such as gutters, screens, etc. will be performed and completed - Payment to contractor 
  • Pay roofing costs in full at contract, OR 1st ACV check plus deductible balance/uninsured upgrades, is due the day roof is installed. Roof payment is paid separate from all other work performed such as gutters, screens, repairs, etc.
  • Final Invoice from APEX is provided to insurance company by homeowner - Second check (RCV) issued to homeowner - Final payment delivered to APEX by homeowner (or per your payment option) - Warranties on materials will be provided from the manufacturer in about 6 weeks
Texas Consumers

Don't Break The Law

A new Texas law (HB 2102) is in effect as of 9/1/19 that requires homeowners to pay the full insurance deductible they agreed to pay in their property insurance policy. A new law also makes it a class B misdemeanor (punishable by a jail sentence of up to 180 days+ $2,000 fine) if a contractor pays, waives, absorbs, rebates, credits or otherwise declines to charge or collect a deductible. This new law helps protect consumers from practices some contractors employed, which often involved cutting corners on a customer's roof (to make up the difference for the waived deductible they absorbed) and often caused homeowners to unknowingly commit insurance fraud (a misdemeanor to a felony based on amount). 

Expertise for your Roof Repairs

Our Insurance Experts Are
Here To Help

We have Project Managers who have been in the insurance adjusting field prior to joining our team. They can help homeowners and guide them through the claim filing process. Our team can be at the insurance inspection for the  homeowner as well in case any questions arise. Choosing a contractor for your project is a very important decision and APEX understands the process. We will help take the stress out of the claim process both on the front end of the claims process and with the billing at the end.